2026 Federal Budget Edition
Do You Know Your GAP?
Most Australians have a rough idea of what they earn and what they spend.
Very few have sat down and mapped their complete financial reality.
Until you do, any property strategy is built on guesswork.
The GAP Audit Workbook changes that in 30–45 minutes.
It’s a structured, plain-English workbook that walks you through your complete financial picture — income, assets, liabilities, cost of living, and the one number that matters most: the gap between what your assets currently produce and the income you actually want.
Download it free. Fill it in honestly. Bring it to a GAP Strategy Session and leave with a clear plan.
No credit card. No obligation. Instant download.
The Numbers Behind The Strategy
In property investment strategy
Helped across Australia
In the 1% club (5+ properties)
Average annual portfolio growth
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Why Right Now Matters
The 2026 Federal Budget introduced the most significant changes to property investment tax treatment in decades. Negative gearing ring-fencing. CGT changes. New rules for established versus new property. If you don’t know your numbers, you can’t make a confident decision about what to do or whether to act at all.
This workbook gives you those numbers. ➡️
Your Income
Every dollar coming in — salary, rental, investment, super. Gross and net.
Your Assets
Everything you own, with current values, loan facilities, and equity on each property.
Your Liabilities
Every debt — the total facility AND the current balance owing. Both matter.
Cost of Living
What it actually costs you to live each month. The number most people underestimate.
Your Real Wealth
Assets minus liabilities. One clear, honest number.
Your GAP Number
The income you want → the asset base you need → where you are today → the gap.
This workbook is for you if…
✓ You own property or are seriously considering it and want to understand your real position before making any moves in the current market
✓ You’ve heard about the Federal Budget changes and want to understand how they affect your strategy
✓ You’re within 10–20 years of wanting financial freedom and aren’t sure your current trajectory will get you there
✓ You’ve never sat down and mapped your full financial picture income, assets, debts, and gap in one place
✓ You want to walk into a strategy conversation with real numbers, not rough guesses
And this workbook is NOT for you if:
You’re looking for a quick win, a hot tip, or someone to tell you what to buy. This is for people who want to understand their position first and build a strategy from there.
About Duncan Yelds
Duncan Yelds is an independent investment strategist with over 25 years of experience helping Australians build real, sustainable wealth through property.
He doesn’t take commissions. He doesn’t sell properties. His job is to help you understand your financial position, identify your gap, and build a strategy that closes it on your terms and your timeframe.
The GAP methodology has guided over 1,500 Australians through the process of building wealth through strategic property investment. It starts with your numbers. It starts here.
“Most people don’t have a strategy problem. They have a clarity problem. Once you know your real numbers, the strategy becomes obvious.”
— Duncan Yelds, Investment Strategist
What happens after you download
STEP 1
Download & Complete
Fill in the workbook at your own pace. Takes 30–45 minutes. Use round numbers directionally accurate is enough.
STEP 2
Know Your GAP
Section 6 gives you your GAP number the gap between your current income-producing asset base and the one you need to produce the income you want.
STEP 3
Book a Strategy Session
Bring your completed workbook to a complimentary 20-minute GAP Strategy Session with Duncan. Walk away with a clear picture of what a strategy looks like for your specific situation.
Complimentary. 20 minutes. No obligation.
Common Questions
Is the GAP workbook free?
Yes. No catch, no hidden subscription. Download it, use it, share it with your partner or accountant if helpful.
Do I need to be a property investor already?
No. The workbook works equally well whether you own one property, five, or none. It starts with where you are, not where you think you should be.
What if my numbers aren’t perfect?
They don’t need to be. Directionally accurate is enough to have a useful strategy conversation. Duncan has worked with numbers on the back of a napkin and turned them into a plan.
Is the GAP Strategy Session really free?
Yes. It’s a genuine 20-minute conversation, not a sales call. Duncan will review your numbers, talk through your gap, and outline what a strategy could look like. Whether you work with SPI after that is entirely your decision.
What about the Federal Budget changes — do I need to act urgently?
Not urgently — but knowingly. The proposed changes haven’t passed the Senate yet. Understanding your position now means you can act strategically if and when they do, rather than reactively after the fact.
Your numbers are waiting.
You’ve been meaning to sit down and work out where you actually stand financially. This is that moment, and it takes less than an hour.
Download the workbook. Know your gap. Then let’s talk strategy.
© 2026 Strategic Property Investors Pty Ltd
Contact
1300 475 995
The workbook is provided for educational purposes only and does not constitute financial advice. Strategic Property Investors Pty Ltd is not a licensed financial adviser. Before acting on any information contained in this workbook, you should obtain independent advice from a qualified financial adviser, accountant, and/or legal practitioner. Past performance figures referenced are historical and do not guarantee future results.
